Stevi's Blog

Why Buyers Need an Expert Agent by Their Side

The process of buying a home can feel a bit intimidating, even under normal circumstances. But today's market is still anything but normal. There continues to be a very limited number of homes for sale, and that's creating bidding wars and driving

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Hi Everyone! I am happy to share that I have taken the extra steps to get a certification in Luxury Homes. The luxury home market is constantly growing. While I work with properties at all price points, I am excited to now have gained more knowledge on how to better serve those clients in the luxury homes category. Contact me to list! I would love to work with you.

Is your home ready for Spring? I have created a dry erase friendly checklist. These are coming to a mailbox near you. Not on my mailing list? Send me a message and I'll be sure to drop one in the mail for you!

Pre-Approval 

One of the most frequently asked questions that I get from Buyers is about Pre-Approval. People want to know why it's necessary, how long it takes, and what all it entails.

Pre-Approval helps you know WHAT you can offer to a seller. It's not just about Budget!!! Here are some of the things your Pre-Approval letter will indicate:

      -Price

      -TYPE OF LOAN

      -Down payment

Those things are important to know BEFORE you start house hunting. Why? Well if you only qualify for an FHA Loan, then you only want to look at houses that would qualify for an FHA Loan. You also want to know how much you are putting down so you know if you have enough for your Closing Costs. Asking the seller to cover closing costs is something that you need to do at the time of the offer. You may also need to increase the purchase price to offset the closing costs due to the competitiveness of this market. The type o...

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Hello there!

There's no secret that there are many buyers on the market. And many of them are first time home buyers. One of the first things they ask upon deciding they want to offer- "What if something is wrong with the house? Can I back out of this?" Today I am going to outline your options as a home buyer based upon the area that I work in.

Congratulations, your offer has been accepted and you're in contract on a new home! First things first: When is the home inspection? Who pays for it? The buyer's agent will indiciate a deadline for the home inspection when writing the offer. You typically want to do the home inspection pretty early on, so you aren't wasting your time or the seller's time if it isn't going to work out. The agent will also indiciate how many business days you have to make your requests, and how many business days the seller has to respond to your requests. Generally speaking, the buyer pays for their home inspection. Your realto...

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