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Posts from November 2021

Stevi's Blog

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Buyers | 3 Posts
Sellers | 1 Posts
Thoughts and Updates | 3 Posts
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November
29

November 29th, 2021 by

Pre-Approval 

One of the most frequently asked questions that I get from Buyers is about Pre-Approval. People want to know why it's necessary, how long it takes, and what all it entails.

Pre-Approval helps you know WHAT you can offer to a seller. It's not just about Budget!!! Here are some of the things your Pre-Approval letter will indicate:

      -Price

      -TYPE OF LOAN

      -Down payment

Those things are important to know BEFORE you start house hunting. Why? Well if you only qualify for an FHA Loan, then you only want to look at houses that would qualify for an FHA Loan. You also want to know how much you are putting down so you know if you have enough for your Closing Costs. Asking the seller to cover closing costs is something that you need to do at the time of the offer. You may also need to increase the purchase price to offset the closing costs due to the competitiveness of this market. The type o...

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Categories: Buyers
Stevi Pritt
Stevi Pritt Cell: (304) 415-0334 Email Me
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